Financing

Ride Now. Pay Later.

Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer 12 month deferred-interest* special financing plans, allowing you to ride now and pay later.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.  You will receive an email with your approval amount and an application reference number or key number.  Use that code as your payment option at check out. 

Your Financing Options

  • 12 month deferred interest with $1000 min purchase
  • be sure to pay off in 12 months! Interest compounds 1 day past 12 months, all 12 months will be added.

To qualify, purchase must include a bicycle.

Your Financing Benefits

  • 0% interest for 12 months, same as cash
  • No annual cardholder fee
  • 24 hour online account access
  • Paperless billing available

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.

* At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 28.99% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.